Money is a common ADD or ADHD problem. We are impulsive, for one thing.
There are a lot of strategies to help cope with this; some of them may not be appealing to you, depends on how big a problem this is for you. For example:
#1. get rid of all your credit cards. b-bb-bb–but– but—- but—-
Make a shopping list before you go to the store and don’t let yourself buy anything that is not on the list, even if it’s on sale and a great buy and you’ve always wanted one.
Have a certain amount set aside from each pay check before you get it. Have it go into a savings account which you can only access on the signature and agreement of your partner/friend.
Have two checking accounts, bills and other. Your check goes into the bills account. Pay all the bills first before you transfer any money into your second account.
For one month write down every penny you spend; then sit down and look at where your money is really going.
-and many many more. They all need you to really be serious about doing something about the problem or you won’t do them.
I, personally, am not good with money.
AARP on spending clik
Andrew’s discussion on money clik